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Your benefits program impacts many different aspects of your business from attracting and retaining quality employees and company morale to administrative efficiency and your bottom line. We understand the far-reaching importance of employee benefits, and we have the knowledge and experience to help you develop a comprehensive benefits strategy that perfectly matches your unique requirements and keeps you competitive in the marketplace and a desired employer.


Benefits Consulting

Universal Business Insurance is ready to help you deal with changing demographics, increasing regulatory demands, and steadily rising costs with sound strategies and innovative benefits solutions. We specialize in designing, administering, and managing a wide range of health, dental and vision packages. We carefully consider your employee benefits issues from every angle-from technical considerations and business requirements to the needs of plan sponsors and plan participants. We’re engaged to assist you in developing cost and risk management strategies to meet today’s most pressing employee benefits challenges.


This includes helping you:


  • Assess and transfer liabilities

  • Maximize investment and minimize administrative time

  • Control costs

  • Increase employee awareness and appreciation


Benefits Administration

When you choose UBI Health Solutions our entire staff becomes your team. We’ll work closely with you on the full spectrum of benefits services including:


  • A thorough review and audit of your current plan

  • Plan design, rate negotiation, and marketplace review

  • Implementation and actuarial services

  • Employee communication

  • Day-to-day account services and plan management

  • Access to our strategic partners

  • Claims resolution


Annual Plan Review

Prior to your renewal date, Universal Business Insurance will begin the process of reviewing your current plan and requesting quotes from additional carriers. This includes:


  • Request for proposal (RFP) preparation

  • Comparing new bids with your existing plan

  • Negotiation of rates and benefits

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