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UBI has over 50 years experience in the hospitality industry and currently works with over 350 properties throughout the United States.


We protect properties of all sizes and values from the stand alone non-franchised hotel to five star resorts, and all franchises in between. We have programs to address all of your insurance concerns and requirements. We specialize in programs with coverages that are paramount to Hospitality:

Property Program
  • Building & Contents

  • Boiler & Machinery

  • Flood & Earthquake

  • Business Interruption

  • Golf Courses, Plants,Trees & Shrubs

  • Computer Equipment

  • Builders Risk

  • Terrorism Coverage Available


Casualty Program
  • Comprehensive General Liability

  • Liquor Liability

  • Innkeepers Liability

  • Saddle Animals/Trail Rides

  • Business Automobile Liability


Employment Practices Liability
  • Third Party Coverage
    (Example: guest claims of discrimination)

  • Accidental Death & Dismemberment Coverage

  • Aggressive Rates & Deductibles

  • Limits of $1 million to $5 million

Workers’ Compensation
  • Experience Modification Review and Projections

  • Return to Work & Safety Program

  • Safety Program Management Reviews

  • Accident & Loss Statistic Analysis

  • Cyber/Data Breach

  • Classification Review

  • Claims Reporting

  • Employee Benefits


Umbrella Coverage
  • Up to $250 million limits available

  • Ideal for large properties or high net-worth owner

  • Worldwide coverage

UBI is committed to providing only the highest rated carriers to insure your hotel and motel risks.


In addition to finding you the best coverage available, UBI provides risk management and loss control services to help our clients improve their insurance programs and reduce insurance expenses.


UBI is a proud member of the Utah Hotel and Lodging Association, Idaho Lodging Association, and Montana Lodging Association.


Contact us today to find out why UBI is one of the most respected names in Hospitality Insurance in the Intermountain West.

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