top of page


In a few years the average fortune 500 company may be spending as much on health benefits as it earns in profits. Something’s gotta’ give!


Partially self-funded health plans provide an attractive and innovative alternative to traditional health insurance solutions. With a partially self-funded plan, you budget for small, predictable claims-and use stop loss protection to protect your business from unpredictable catastrophic claims. Partially self-funded can be practical and cost effective for groups with as few as 10 participating employees. With the right kind of self-funded healthcare solution, you can:


Reduce Fixed Costs

All health insurance plans have administrative costs associated with the payment of claims. A partially self-funded plan typically saves 30% on these administrative costs over a traditional health insurance plan.


Improve Cash Flow

Unlike traditional plans where you pay a premium that funds claims if and when they occur, claims under a partially self-funded plan can be paid only when they occur. Rather than paying a set amount to an insurance company every month, you keep and earn interest on your money-and only pay for actual claims.


Increase Plan Flexibility

With a partially self-funding health plan, you have limitless options for designing the best possible plan for your business. Co-pays, coinsurance, deductibles, covered benefits, and excluded benefits can all be tailored to meet your needs.


Claim Utilization Reports

Claim utilization reports identify claim trends specific to your group and allow you to better manage and control the costs of your benefit plan.


UBI Health Solutions has multiple strategic partners available to design, implement and maintain our partially self-funded plans. Contact us today to evaluate if partially self-funded medical plans are the right strategy for your business.

bottom of page