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Universal Business Insurance

At UBI, our unique approach looks at controlling premiums and risk through the management of exposures and insurance programs. Our goal is to achieve a long term relationship focused on bringing value to you and your company. We begin taking you Beyond Insurance with the desire to understand your business.  As we gain insight into the scope of your operations, we are able to effectively identify your exposures, develop strategies, implement programs, and monitor your plan. We promise to collaborate with you to identify activities that drive claim frequency and severity, assess coverage needs for all exposures unique and otherwise, and to provide solutions, all the while being mindful of your risk management expenditures and bottom line.


Our Risk Architects’ innovative approach is to discover and understand the opportunities and risk issues that support your company’s health, safety and success.



Traditionally, insurance costs are affected by many factors including economic, demographic, and even geographic circumstances. We work with the most stable and A M Best financially rated insurance carriers to proactively reduce these inherent variables as much as possible. The large factor in determining the cost of insurance is your claims history.

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Universal Business Insurance has built an exceptional reputation of meeting and exceeding clients’ insurance and risk management needs for over 30 years. The ability to offer both quality and service at the highest level comes from our expertise in understanding our client’s business and industry.


UBI has assembled an experienced team of insurance professionals with industry specific knowledge. Many of our risk architects, client relations managers, and support staff have real world experience working in the areas they service. We have industry leaders that continue to work, serve, and network within our respective fields. We hold professional titles, licenses, and designations that set us apart and give our clients a distinct advantage in protecting their business.


When you do business with Universal Business Insurance you gain the peace of mind that comes from doing business with industry partners. Review our areas of expertise and contact our team of Risk Architects to experience the benefit of our commitment to you and your business.



We can't wait to hear from you!


9980 South 300 West #320
Sandy, Utah 84070
Phone: 801-984-6100
Toll-Free: 800-360-8844
Fax: 801-984-6060

St. George Office:
1251 East 100 South
St. George, Utah 84790
Phone: 435-656-7777
Fax: 435-656-7770

Hours of Operation: 

Monday - Friday: 8:30 am - 5:00 pm

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Employment Opportunities

Universal Business Insurance is constantly looking for enthusiastic, dedicated insurance professionals committed to “Excellence in Service”. Please direct your information, including a resume, to Lana Mawhinney.

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